Get credit report free Birmingham

Data such as your Social Security number, bank account information, or telephone calling-card information is extremely personal and valuable – and provides a means for identity thieves to access your credit. Using your financial history, they perpetrate any get credit report free Birmingham number of financial crimes that can get credit report free Birmingham leave them blameless while rendering get credit report free Birmingham your credit ruined. Criminals can access personal data in all types of invasive ways. Here are a few examples of identity theft: You’re talking on your cell phone in a public place such as a hotel lobby or restaurant. While reserving a rental car, you give your credit-card number to the reservation agent over the phone.

What you don’t know is that an identity thief is paying rapt attention – and writing down every detail.

By the time you arrive to pick up your rental car, your credit card has been denied. Confused and frustrated, you get credit report free Birmingham call your credit-card company, only to discover that the card has been used and maxed out. The identity thief hijacked your card and used it for his or her own purchases. free credit report by mail You discard canceled checks, credit card and bank statements without shredding them to protect sensitive information. An identity thief engages in “dumpster diving” – going through your trash to collect your data. You receive an email that requests you to “reset your data” get credit report free Birmingham with your bank, or perhaps even a bank that isn’t your own. You’re confused, but you comply with the request, entering sensitive banking information as well as your Social Security number.

You press send – and the identity theft has just obtained personal data through a simple email message.

Fortunately, buying credit protection or a monitoring get credit report free Birmingham system for your credit can prevent this. Here’s why: According to the Federal Trade Commission, nearly 10 million Americans are victims of identity theft per year, with an average loss of $5,000 per victim. how to get credit report free

The FTC adds that it get credit report free Birmingham takes the average victim of identity theft 12 months to notice that the crime has occurred. By that time, the damage has already been done, and cleanup can get credit report free Birmingham take years. A credit-monitoring system will notify you of changes in your credit on a daily or weekly basis, alerting you well in advance that your data may have been compromised. Credit protection and monitoring systems cost extremely little compared to the damage identity thieves can do to your credit score.

Enrollment in these systems has absolutely no adverse affect on your credit and can, in fact, save your financial life. Credit protection and get credit report free Birmingham monitoring systems do the work for you. Once you enroll, there’s no need to continually review your credit – you’ll be notified of any changes to your credit report. If you’re preparing for a major purchase, thinking about applying for a credit card, or hoping to obtain the apartment or job of your dreams, you’ll want to keep extremely close watch on your credit. credit report for free without credit card A credit-protection or get credit report free Birmingham monitoring system can help you do this with a minimum of effort. By protecting your credit, you’re not only acting on your own behalf, but protecting your family as well. Loved ones also suffer when your credit is hijacked – monitoring your credit report can help provide a stable base for your entire household. Getting a monitoring system for your credit is simple. First, it’s important to research your options to find one that best fits with your individual needs.